Underinsured Motorist Claims Require First that the Applicable Bodily Injury Liability Policies be “Exhausted.”

Los Angeles Uninsured Motorist Attorney, Barry P. Goldberg, observes that Underinsured Motorist claims are always “exhausting!” Underinsured motorist coverage requires exhaustion of the tortfeasor’s policy limits and submission of proof of payment to the insurer. (Wedemeyer v. Safeco Ins. Co. of America (2008) 160 Cal.App.4th 1297, 1303) In California, auto insurance policies must provide coverage for insureds where the…

Details

Anatomy of a Good Personal Injury Case Final Chapter—Part 4

Anatomy of a Good Personal Injury Case Final Chapter—Part 4 Woodland Hills Personal Injury Attorney Barry P. Goldberg was recently hired to represent an 18 year old traffic collision victim who was violently rear ended on the freeway—A very serious accident to be sure. During the initial interview, discussion about expectations with the victim and her family, it…

Details

Underinsured Motorist Bill AB 862 Moves Forward and Deserves to Become Law.

Los Angeles Uninsured Motorist Attorney Barry P. Goldberg has been advocating passage of California Assembly Bill AB 862 for over one year. That Bill has now moved from the Insurance Committee one step closer to becoming the law. That bill would finally authorize an insurer to offer a separately rated underinsured motorist policy where the maximum liability…

Details

Do You Know the Statute of Limitations in an Underinsured Motorist Case?

Los Angeles Uninsured Motorist attorney Barry P. Goldberg is regularly asked this question because his article not answer the question how to “Effectively Preserve the Statute of Limitations in Underinsured Motorist cases.” That’s because there is no statute of limitations per se in Underinsured Motorist cases! It’s a trick question! The statute of limitations for filing Uninsured Motorist claims does not apply…

Details

Should You Rely on Your Insurance Agent or Read Your Insurance Policy?

As part of his regular practice, Woodland Hills personal injury lawyer Barry P. Goldberg insurance policies every day and will take on an insurance company when it wrongfully denies coverage. But, what is the average consumer to do? Most insurance policies are impossible to read or interpret unless you are an insurance coverage lawyer or enjoy reading arcane…

Details

The Single Biggest Mistake Lawyers Make on Uninsured and Underinsured Motorist Claims

Los Angeles Uninsured Motorist Attorney, Barry P. Goldberg, has studied and re-studied the statutes, case law and treatises concerning Uninsured and Underinsured motorist. In addition, Mr. Goldberg has authored some of the most popular articles on Uninsured (“UM”) and Underinsured (“UIM”) motorist claims and has written countless blog posts on the subject. Mr. Goldberg regularly fields calls from other…

Details

Most Auto Accidents Are Excluded From Homeowners Coverage

Woodland Hills personal injury attorney Barry P. Goldberg has an extensive insurance coverage background and is consulted by both policy holders and attorneys alike. In serious personal injury cases it is imperative to locate every possible source of insurance coverage. Often injury victims look to the at fault party’s homeowners insurance even though the injuries arose…

Details

How Much Uninsured Motorist Insurance Should I Buy? Ask a Lawyer Not an Insurance Salesman!

Los Angeles Uninsured Motorist attorney, Barry P. Goldberg, is asked this question all the time. In fact, month in and month out, “How much Uninsured Motorist Insurance Should I Buy?” is by far the most visitedpage on my website. As an author and frequent blogger on the subject, I have a unique and practical viewpoint on the topic.…

Details

Is it Fair to Go Through Your Own Insurance Company if You Were Not At Fault an Uninsured Motorist Accident?

Los Angeles Uninsured Motorist attorney Barry P. Goldberg, answers the question “Why should I go through my own insurance company when I was not at fault for the accident?” Most clients hit by an uninsured or underinsured motorist are outraged when they learn that they must make a claim with their own insurance company. Many accident…

Details