Allocating Underinsured Motorist Losses among Multiple Insurers

Los Angeles Uninsured Motorist Attorney Barry P. Goldberg counsels those injured by “underinsured” motorists, and their attorneys, to become familiar with the Uninsured Motorist Statute and to always read the applicable insurance policies. After appropriately settling with the underinsured motorist, with all of the attendant conditions and proof, it can sometimes be a task to…

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Multi-Car Collisions and Underinsured Motorist Coverage– Equals Unfairness.

Los Angeles Uninsured Motorist Attorney Barry P. Goldberg is concerned that most insureds and many personal injury lawyers do not understand some of the unfair anomalies created when accident victims with excellent Uninsured Motorist Coverage are in multi-car collisions. Often an unfair result is created where the “at fault” party has insurance, but because of…

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The Uninsured and Underinsured Motorist Laws are too confusing in Multi-Car Collisions and should be changed.

Los Angeles Uninsured Motorist Attorney Barry P. Goldberg is concerned that most insureds and many personal injury lawyers do not understand some of the unfair anomalies created when accident victims with excellent Uninsured Motorist Coverage are in multi-car collisions. Often an unfair result is created where the “at fault” party has insurance, but because of a multiplicity of injured…

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Underinsured Motorist Claims Require First that the Applicable Bodily Injury Liability Policies be “Exhausted.”

Los Angeles Uninsured Motorist Attorney, Barry P. Goldberg, observes that Underinsured Motorist claims are always “exhausting!” Underinsured motorist coverage requires exhaustion of the tortfeasor’s policy limits and submission of proof of payment to the insurer. (Wedemeyer v. Safeco Ins. Co. of America (2008) 160 Cal.App.4th 1297, 1303) In California, auto insurance policies must provide coverage for insureds where the…

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Underinsured Motorist Bill AB 862 Moves Forward and Deserves to Become Law.

Los Angeles Uninsured Motorist Attorney Barry P. Goldberg has been advocating passage of California Assembly Bill AB 862 for over one year. That Bill has now moved from the Insurance Committee one step closer to becoming the law. That bill would finally authorize an insurer to offer a separately rated underinsured motorist policy where the maximum liability…

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Do You Know the Statute of Limitations in an Underinsured Motorist Case?

Los Angeles Uninsured Motorist attorney Barry P. Goldberg is regularly asked this question because his article not answer the question how to “Effectively Preserve the Statute of Limitations in Underinsured Motorist cases.” That’s because there is no statute of limitations per se in Underinsured Motorist cases! It’s a trick question! The statute of limitations for filing Uninsured Motorist claims does not apply…

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The Single Biggest Mistake Lawyers Make on Uninsured and Underinsured Motorist Claims

Los Angeles Uninsured Motorist Attorney, Barry P. Goldberg, has studied and re-studied the statutes, case law and treatises concerning Uninsured and Underinsured motorist. In addition, Mr. Goldberg has authored some of the most popular articles on Uninsured (“UM”) and Underinsured (“UIM”) motorist claims and has written countless blog posts on the subject. Mr. Goldberg regularly fields calls from other…

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