Getting Coverage for your Property Loss — Consider the “Efficient Proximate Cause.”
Woodland Hills personal injury attorney has significant experience in insurance and insurance coverage. Often, the ability to understand and access insurance coverage is a key component in a successful recovery in a large personal injury action. Many of the insurance coverage principles overlap when analyzing your own first party property damage claims—particularly water damage claims. Most homeowners are baffled when their water damage or other claim is denied. I always recommend that the insured actually read the policy and consider the “efficient proximate cause” of the loss, especially when there are multiple causes for the loss.
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