What to Do When Injured In Accident By An Uninsured Motorist
It only seems fair that the injured party in an auto accident receive full compensation. However, in California, about 1 in 8 drivers are uninsured, meaning if you or a loved one were injured in an accident that was caused by an uninsured driver, the at fault driver does not have insurance coverage to pay for your damages.
Not surprisingly, individuals who choose to drive without being covered — uninsured motorists — create problems for those who do follow the law and have insurance. Indeed, injured drivers won’t receive any compensation if they file a personal injury claim against an uninsured motorist.
Do no despair, however, there is hope: your own insurance coverage. If you are involved in an accident with a driver who does not have insurance, you can file a claim under your own uninsured motorist coverage.