Recorded Statements: Do I Have to Give One?

If you’re injured in an auto accident, a slip and fall, or bitten by a vicious dog, and you report the incident to your insurance company, you will likely be asked to make a statement. These statements are taken — and recorded — by insurance companies in nearly every case.

We are often asked whether a recorded statement is really necessary and whether an accident victim needs to give one. Our advice: remember that you are being recorded and to speak with your experienced accident attorney before giving any statements to any insurance company — yours or the other party’s.

What is a recorded statement?

While a recorded statement is an opportunity for you to explain to the adjuster exactly what did, and did not, during the incident in question, it is also an opportunity for the insurance company to reduce the amount of financial compensation they offer you by alleging that you are not as injured as you claim.  You have the right to refuse to make a recorded statement, however, doing so will only benefit you if you plan on having your attorney assist you down the road. A complete refusal to cooperate with the insurance company and their attempt to investigate the claim is likely to result in delay in the processing and handling of your claim, or worse. When you give a recorded statement in the presence of your attorney, he will be able to determine the ideal circumstances surrounding your statement and at the same time, ensure that your answers do not compromise your claim.

What if I’ve already given a statement?

If you have already given a recorded statement to the insurance company, do not despair. There are ways that an experienced accident attorney can handle the situation to your benefit. The longer you wait, however, the more challenging it will be to assist you in obtaining the financial compensation your injuries deserve.

For more information on how to deal with insurance companies, including how to handle giving a recorded statement, contact accident attorney Barry P. Goldberg today for a free, no obligation consultation.