Understanding Your Auto Insurance Coverage Options

As a responsible car owner in California, there are a number of different types of auto insurance coverage you can purchase. While some are not necessary, others can be quite the lifesavers.

Liability Insurance

Liability insurance protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy. Most states require liability insurance.  Liability insurance covers medical bills, proper damage, and more. All drivers must have a specific minimum amount of liability insurance, determined by the laws of the state they are in.

Hit and Run Accidents in Canoga Park

Hit and run accidents are all too common in the San Fernando Valley, and Canoga Park is no exception. Sadly, many victims of hit and run accidents do not report their injuries or property damage to their insurance company, as they are not aware that they can recover financial compensation.

Insurance and hit and runs

Auto insurance is required for drivers in California. Indeed, the state has set minimum auto liability insurance requirements that must be met by drivers in order to comply with the law. Drivers must carry at least, $15K personal injury/death to one person.

What to Do When Injured In Accident By An Uninsured Motorist

It only seems fair that the injured party in an auto accident receive full compensation. However, in California, about 1 in 8 drivers are uninsured, meaning if you or a loved one were injured in an accident that was caused by an uninsured driver, the at fault driver does not have insurance coverage to pay for your damages.

Not surprisingly, individuals who choose to drive without being covered — uninsured motorists — create problems for those who do follow the law and have insurance. Indeed, injured drivers won’t receive any compensation if they file a personal injury claim against an uninsured motorist.

Do no despair, however, there is hope: your own insurance coverage. If you are involved in an accident with a driver who does not have insurance, you can file a claim under your own uninsured motorist coverage.

How Does Uninsured Motorist Coverage Work?

Lyft Accident Lawyer Woodland Hills, CA

Why You Need an Attorney for an Uninsured Motorist Claim.

Woodland Hills personal injury lawyer Barry P. Goldberg is considered the “go to” resource for all things “Uninsured and Underinsured Motorist.”  In fact, Mr. Goldberg receives regular calls from lawyers throughout California regarding tricky and nuanced issues involving Uninsured and Underinsured Motorist claims.  The reason that there is so much confusion is that the applicable…