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Transcript:
00:00:03 Barry Goldberg here a great question what happens if the other driver doesn’t have insurance why is it a great question because a lot of drivers don’t have insurance and it’s getting higher and higher every day so what we do first of all is try and determine really whether that vehicle that hits you has any insurance sometimes the owner has Insurance sometimes the um employer of the person who hits you has insurance so we do everything we can to rule out whether there’s insurance or not then we
00:00:30 look to your own uninsured motorist policy and everybody out there please do not delete uninsured motorist because there’s so many uninsured motorists out there and that’s where I’m a specialist I’ve written more on the topic of uninsured motorist law than anyone in California and we know how to get your insurance company to pay you quickly and a fair amount and here’s the good news folks when you go under your uninsured motorist coverage it does not affect your premiums you will not be dropped by
00:01:00 your insurance insance company and it’s much faster and less expensive to make a claim on your uninsured motorist policy than if you went against someone with insurance final note if there’s no uninsured motorist and there’s no um insurance on the third party that hits you it’s probably not a case for us but we do help clients go um small claims or otherwise to try and collect against that person personally if you have any questions about uninsured motorist law you know who to call